new Pension Credit scheme has been introduced to replace income support
for those over the age of 60. The Pension Credit provides a guaranteed Income
for recipients and their partners, and for the first time ever there
is also a revised Savings Credit designed to help those people over
the age of 65 who have made some modest provision for their retirement.
Pension Credit comprises GUARANTEE CREDIT and SAVING CREDIT.
Pension Credit Guarantee Credit entitles the holder and his /her partner to Help towards
the cost of Spectacles at the same rates as the NHS Voucher Scheme for
Spectacles. (even if your partner is under 60, they are entitled to
the same level of help)
Saving Credit entitles people over 65 who have made some provision for
their retirement, to a free sight test only, however as many of this
group will still be on Low Income they MAY be entitled to some help.
This group of people will however need to claim for additional help
by completing the HC1 which can be found in Post offices, Social Security
Offices, and many Opticians Practices.
visitors claiming these benefits will need to produce PROOF
OF ENTITLEMENT in the form of the letter entitled “How
you’re Pension Credit Has Been Worked Out” which they will have
received from the Department of Work and Pensions. This document gives
person information which the holder may wish the practice staff not
to see so it is suggested that they fold the letter just to show item
5 on the document which shows the level of entitlement.
Only the Award Notice shows the level of entitlement. Pension
Books are all marked “Pension Credit” but it quite clearly states that
Savings Credit on its own does not automatically entitle the holder
to help with health costs.